@Sarah Gooding -I don't think using FTP is very good idea either :P It's horridly insecure.

If I don't have a secure way to edit files on the server, then I just don't do it. Editing via the admin panel would scare the bajeesus out of me.

@curtismchale -There are constants for turning the editors on and off. I always recommend turning them off. The worst situations I've seen are when clients are given access to their site as administrators and go on an editing spree and mess up sites they have paid lots of money to have built.