You know, I never gave Equifax, TransUnion or that other credit service permission to store my personal data. They just do it on their own without our permission.

Then they want us to keep our information current or correct all the time. Well why do I have to do that when I never gave them permission to store my personal information in the first place. And they want to charge us money to "monitor" our own credit data. How upside down is this!

Additionally we are expected to keep all 3 databases all up to date so that they can turn around and sell it to the financial institutions.

These guys are scumbags - it's as simple as that.